A: A qualified Loan Officer will look at your individual situation and guide you through the process. He or she will help you determine the best plan for you and your family.

Q: If I have had credit problems, can you still help me?

A: Yes, we specialize in helping consumers with less than perfect credit. We have a variety of loan programs available so that we can make a loan in almost any situation.

Q: How can I buy a home with no down payment?

A: There are first time homebuyer programs with little or no money down. Call one of our mortgage professionals to see if you qualify for 100% financing.

Q: If I co-sign for a friend to buy a car will it reduce my borrowing power for a mortgage?

A: If you co-sign for anyone, it will appear on your credit report as a debt obligation. Remember, as a co-signer, you are ultimately responsible for that debt.

Q: How long does the process take?

A: We can pre-approve you within 24 hours, and often close as fast as 7-10 days.

Q: At what point may I stop paying PMI?

A: Once the value of your home increase and your loan amount is 80% or less of the value you can request your lender to drop the PMI.

Q: Can we borrow funds to make home improvements?

A: Yes, you can use the equity in your home to make improvements.

Q: I recently filed bankruptcy and went thru a foreclosure. Can I qualify for a loan?

A: Absolutely, we have a variety of programs that can help those who have filed bankruptcy and have been through foreclosure.

Q: I just bought my home 1 year ago. Can I refinance?

A: Yes, we can help you refinance in almost any situation.